E-Banking
Save time. Save money. With the electronic banking options available from Southern Heritage Bank, you can save both! E-banking services give you a fast, convenient way to access your Southern Heritage Bank accounts, transfer funds, view your statement, pay bills, apply for loans and much more! You can bank from almost anywhere — home, the office or on the road — at any time … 24 hours a day, 7 days a week!
The days of storing months and years of cancelled checks are GONE! Today, with most Southern Heritage Bank checking accounts you can receive and store electronic statements via your computer. Electronic and image statements are considered legal documents by the IRS and U.S. Courts.

Southern Heritage Bank’s Free Online Banking and Online Bill Pay services give you instant access to your personal and business accounts and banking services, along with helpful financial tools. Our Online Banking service uses passwords and powerful encryption technology to keep your account information private and secure. With Online Banking you can:
- Check Balances – Monitor checking, savings, loans, line-of-credit accounts and CDs.
- Verify ATM or Check Card Transactions – Track your transactions almost instantly.
- Receive Statements – Receive Online E-Statements on your accounts
- View Account History – Track deposits, withdrawals, cleared checks and transfers.
- Search Account History – Query by check number, amount and/or date.
- Transfer Funds – Move funds between your checking, savings and money market accounts.
- Make Loan Payments – Transfer funds from your Southern Heritage deposit account to make your Southern Heritage Loan payment.
- Download Transaction History – Download your account history to Microsoft® Money.
- View Check Images Online – See (and print) the ACTUAL image of all your cleared checks.
- Pay Bills Electronically – Save money on postage … save time addressing envelopes — with a few simple keystrokes and mouse clicks you can pay your bills online.
- Set Up Recurring Payments – Paying recurring bills is even easier … simply select your payment recipient and confirm the bill amount.

Using any touch-tone or cellular phone, you can bank on your schedule. Call our local number 24 hours a day … 7 days a week to:
- Review Checking, Savings and Loan Balances
- Search for Cleared Checks
- Transfer Funds Between Accounts
- Make Southern Heritage Bank Loan Payments

Get cash and account information at any Southern Heritage Bank ATM and thousands of other machines nationwide displaying the Pulse and Plus logos. (There may be a fee for using non-Southern Heritage Bank ATMs – see Schedule of Fees.

Save yourself the trouble of carrying cash or your checkbook! Enjoy unlimited electronic transactions, no matter what checking account you have. Your Check Card is always fast and convenient, and free to Southern Heritage customers (with approval).


Our SHB VISA® credit cards offer fast, easy ways to pay. Accepted worldwide at locations displaying the VISA® logo (application approval is required).

Save time and effort! Have your Social Security, pension, payroll, dividend, retirement and other deposits credited directly into your checking or savings account … it’s the fastest and most secure way to get money into your account.
