Join our Team

Southern Heritage Bank is always on the look out for exciting and dependable customer-oriented people to join our team. If you are looking for an exciting place to start or continue your career, please browse through the following list of job openings. Southern Heritage Bank is an Equal Opportunity Employer (M/F/D/V).

Please email your resume to Michelle Davis or fax your resume to 423-479-7535.

Auditor Location: Main Office Job Summary: Responsible for the risk management programs within the bank to assure loss prevention and maximum protection of bank’s assets. Centralizes the responsibility to measure, monitor and control risk from any actions by employees or customers, or due to other external factors. Primary Duties: Conducts regular internal reviews of departments. - Implements financial institution general audit activities, policies, and procedures. Initiates changes and upgrades to the program as needed. - Implements policies and procedures for safeguarding financial institution assets. - Initiates the development of new or revised internal audit policies. - Manager of internal audit responsible for control risk assessments, audit plans, audit programs and audit reports performing audit activities in conjunction with an outsourced firm. - Prepare and maintain internal audit committee minutes. - Prepare audit committee books for upcoming audit committee including reports, proposals and prior minutes. - Coordinate annual proposals with PBS regarding internal audit. - Liaison between management and PBS in obtaining each audit visit request list of items, discussion with management regarding final exit, obtaining draft and final report. - Assist auditors with information needed during the audit. - Assist in gathering requested external audit items for Crowe Chizek audits. Eligibility Requirements: - Bachelor’s degree in accounting or business administration with two to four years of experience in a financial institution. - Above average analytical, mathematical, human relations and communication skills. Flex I Teller Location: Main Office Schedule: Monday 7:15 a.m. - 1:00 p.m. Tuesday 1:00 p.m. - 7:00 p.m. Wednesday 4:00 p.m. - 7:00 p.m. Rotate Saturdays 8:15 a.m. - 12:15 p.m. Job Summary: Provides prompt, efficient, and friendly services to customers involving receipt and payment of cash, and to recognize customers’ needs with suggestions appropriate to the Bank’s services. Follows the established policies and procedures for this area, in accordance with the Bank and the supervisor’s direction. Primary Duties: 1. Accepts checks for cashing, accepts deposits, verifies cash and endorsements, makes change and issues receipts. 2. Receives savings deposits, pays withdrawals after verifying balance and signature; redeems US Savings Bonds. Accepts tax deposits. 3. Receives credit card and loan payments when payment due notice or installment loan coupon accompanies payment. Processes credit card cash advances. 4. Performs various balancing functions. Maintains proper cash level in drawers keeps cash secure and maintains high level of safety for the Bank. 5. Sells money orders, cashier’s checks, cash advances and other Bank services. 6. Process night deposits and mail-in deposits. 7. Verifying that all applicable federal regulations are compiled within the process of daily job functions. Complete required yearly training with regards to all federal regulations. Follow the requirements of the Bank’s compliance and Bank’s Secrecy Act/Anti-Money Laundering policies including but not limited to reporting of any suspicious activity to the Bank Secrecy Act Officer. 8. Performs other tasks requested by supervisor as they relate to the Bank and its functions. Requirements: 1. High School Diploma or equivalent 2. Money Handling Experience Required 3. Previous bank experience preferred Flex II Teller Location: Main Office Schedule: Tuesday 7:15 a.m. - 1:00 p.m. Thursday 2:00 p.m. - 7:00 p.m. Friday 7:15 a.m. - 1:00 p.m. Rotate Saturdays, 8:15 a.m. - 12:15 p.m. Primary Duties: 1. Accepts checks for cashing, accepts deposits, verifies cash and endorsements, makes change and issues receipts. 2. Receives savings deposits, pays withdrawals after verifying balance and signature; redeems US Savings Bonds. Accepts tax deposits. 3. Receives credit card and loan payments when payment due notice or installment loan coupon accompanies payment. Processes credit card cash advances. 4. Performs various balancing functions. Maintains proper cash level in drawers keeps cash secure and maintains high level of safety for the Bank. 5. Sells money orders, cashier’s checks, cash advances and other Bank services. 6. Process night deposits and mail-in deposits. 7. Verifying that all applicable federal regulations are compiled within the process of daily job functions. Complete required yearly training with regards to all federal regulations. Follow the requirements of the Bank’s compliance and Bank’s Secrecy Act/Anti-Money Laundering policies including but not limited to reporting of any suspicious activity to the Bank Secrecy Act Officer. 8. Performs other tasks requested by supervisor as they relate to the Bank and its functions. Requirements: 1. High School Diploma or equivalent 2. Money Handling Experience Required 3. Previous bank experience preferred Lending Officer Location: Main Office Supervisor: Taylor Howard Job Summary: Under general supervision, but in accordance with established lending policies and procedures, receives and reviews application for consumer and commercial credit. Meets with applicants to explain credit products and obtain required information needed to make loan decision. Analyze loan applications and approves loans that meet established lending criteria and are within approval lending limits. Manage Lending Administrative Assistants to ensure work flow efficiency. Presents loan requests above lending limit to senior loan officer and/or other appropriate groups. Developing new business with clients and maintaining existing relationships with clients. Primary Duties: - Develop, Establish and maintain banking relationship with business clients. - Manage existing lending portfolio (i.e., Annual Reviews, Delinquencies, Overdrafts, Obtain Loan Approvals, Credit Analysis, etc.) - Attend required meetings, trainings, and participate in community involvement, etc. - Other miscellaneous administrative duties (i.e., job shadowing, training of other employees, facilitate wires, assist and work with other departments as needed. Eligibility Requirements: - 5 years or more previous banking experience with Lending experience required - 2 or 3 years of college preferred or additional banking experience equivalent - Candidate must possess the ability demonstrate Analytical skills, Personable, Tact and Discretion, Good listening skills, strong customer service, organizational skills, strong computer skills, Sales ability, Supervisory skills, maintain excellent personal financial status, and good reputation within the community.

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