Blue Springs Elemtary School


Current Interest Rates Effective as of:
2/6/2012

Interest rates are subject to change

Savings
Account Type Rate *APY
Regular Savings .15 .15
Youth Savings .30 .30
Piggy Bank Savings .30 .30
*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.
Minimum opening deposit for Regular Savings of $100.00


Interest Checking
Amount Rate *APY
$0 - $999 .00 .00
$1,000 - $2,499 .05 .05
$2,500 - $9,999 .10 .10
$10,000 - $24,999 .15 .15
$25,000 + .20 .20
*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.
Minimum opening deposit of $100.00


Heritage 50 Interest Checking
Amount Rate *APY
$0 - $999 .00 .00
$1,000 - $2,499 .05 .05
$2,500 - $9,999 .10 .10
$10,000 - $24,999 .15 .15
$25,000 + .20 .20
*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.
Minimum opening deposit of $100.00


Preferred Interest Checking
Amount Rate *APY
$10,000 - $49,999 .40 .40
$50,000 - $199,999 .60 .60
$200,000 - $499,999 .75 .75
$500,000 + .85 .85
*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.
Minimum opening deposit of $10,000.00


Money Market Account
Amount Rate *APY
$2,500 - $14,999 .20 .20
$15,000 - $74,999 .30 .30
$75,000 - $99,999 .30 .30
$100,000 - $249,999 .40 .40
$250,000 - $499,999 .55 .55
$500,000 + .65 .65
*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.
Minimum opening deposit of $2,500.00


Account Type Rate *APY
IOLTA - Lawyers Trust .20 .20
Sweep ($0 - $49,999) .15 .15
Sweep ($50,000 +) .25 .25
IRA TDOA .50 .50
*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.


Certificates of Deposit
Type Rate *APY Minimum Investment
Variable Term CD .05 .05 $2,500.00
7 - 31 Day CD .05 .05 $2,500.00
60 Day CD .10 .10 $2,500.00
90 Day CD .10 .10 $2,500.00
6 Month CD .20 .20 $2,500.00
12 Month CD .40 .40 $1,500.00
18 Month CD .60 .60 $1,500.00
24 Month CD .60 .60 $1,500.00
30 Month CD .60 .60 $1,500.00
36 Month CD .80 .80 $1,500.00
48 Month CD 1.00 1.00 $1,500.00
60 Month CD 1.35 1.35 $1,500.00
*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.
There is a substantial penalty for early withdrawal.














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