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Southern Heritage Bank is a division of FIRST CITIZENS NATIONAL BANK

Business Banking

At First Citizens National Bank, we’ve created a business banking experience that’s energetic, positive and focused on getting results. Whether you need an equipment loan, merchant card services or a simple business checking account, we offer a deep bench of products designed to minimize your risk and maximize your cash flow. If you’re ready to get down to business, we’re your bank.

What our
customers say

A personal relationship with my bank is so important. I can depend on First Citizens to get things done.

– First Citizens National Bank customer