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Southern Heritage Bank is a division of FIRST CITIZENS NATIONAL BANK

Commercial Capture Xpress

Scan and deposit checks directly from your desktop. It doesn’t get any easier than this.

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Commercial Capture Xpress is a merchant remote deposit capture system that lets you electronically make check deposits to your First Citizens National Bank accounts. We’ll provide a special scanner; all you need is a computer connected to the Internet. 
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  • Saves time and hassle of going to the bank
  • Makes funds available faster
  • Combine deposits into one account (even if they are from different office locations)
  • Deposit checks to multiple accounts
  • Deposits received by 6pm are processed the same business day
  • Deposited check images available for 2 years
  • Support and training from our Treasury Services staff
  • Pricing varies. Contact us to learn more.

What our
customers say

A personal relationship with my bank is so important. I can depend on First Citizens to get things done.

– First Citizens National Bank customer