Home Locations Customer Support




Southern Heritage Bank is a division of FIRST CITIZENS NATIONAL BANK

Online Banking

Do your business banking on your schedule and at your convenience. Online banking makes managing your accounts easier than ever – even for a growing business!

Contact Us to Enroll
Online banking gives you secure access to your business accounts from the convenience of your laptop or tablet.
  • View your accounts, including real-time balances
  • Access up to six months of transaction history and 12 months of statements
  • View and print images of checks and deposit slips
  • Monthly eStatements with check images
  • Financial reports and details of loan payments (principal and interest)
  • Enhanced security features
  • Alert notifications for balance and account transactions
  • Support and training from our Treasury Services staff 
  • $4.99 monthly fee

What our
customers say

A personal relationship with my bank is so important. I can depend on First Citizens to get things done.

– First Citizens National Bank customer