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Southern Heritage Bank is a division of FIRST CITIZENS NATIONAL BANK



Learn more > First Citizens Investment Services is staffed with experienced LPL Investment Advisor Representatives who can help you work toward getting the most out of every dollar you earn. From retirement planning to education savings to investment management, we have the products, the tools and the knowledge to help you map out your financial future.



Not FDIC Insured Not Bank Guaranteed May Lose Value
Not Insured by Any Federal Government Agency Not a Bank Deposit


 Securities offered through LPL Financial. Member FINRA/SIPC

Insurance products offered through LPL Financial or its licensed agents: 
First Citizens National Bank and First Citizens Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.