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Southern Heritage Bank is a division of FIRST CITIZENS NATIONAL BANK

e-Solutions Plus Checking

Designed for online banking and earns interest, yet it also comes with a debit card and five paper drafts a month. What’s not to love?

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The e-Solutions Plus Checking account is for people who like to do their banking online. It includes all the features you expect and earns a competitive interest rate.
  • Earns interest on daily collected balances
  • Designed exclusively for online banking
  • Free online bill pay
  • Free mobile banking
  • Monthly eStatements
  • Unlimited debit card transactions
  • 24-hour access to First Connection telephone banking 731.286.5064 or 1.800.381.3262
  • Minimum opening deposit of $100
  • Direct deposit/direct debit on any First Citizens account
  • Earns interest if daily collected balance is $1,000.00 or greater
  • Limit of five paper checks or drafts per statement cycle and only $2.50 charge on each check thereafter

What our
customers say

I highly, highly recommend First Citizens. The service is just that GOOD.

– First Citizens National Bank customer