Holding Company Information

Southern Heritage Bank is a subsidiary of First Citizens Bancshares, Inc. 

Contact information:

First Citizens Bancshares, Inc.
One First Citizens Place
Dyersburg, TN  38024

Investor Relations:

For Interest in Stock Purchase:

The common stock of First Citizens Bancshares, Inc., is not listed on any exchange.  Persons interested in purchasing or selling shares of stock of the Company should contact Brenda Enoch, First Citizens National Bank, PO Box 370, Dyersburg, TN  38024-0370, or call 731-287-4258.

Transfer Agent:

Shareholders who have questions about their accounts or who wish to change the ownership or address of stock or consolidate accounts should contact Computershare Shareholder Services at 1-800-942-5909. 


Jeff Agee, Chairman & CEO
Judy Long, President & COO