About Us

At Southern Heritage Bank, we strive to provide our customers with innovative products and services backed by top-notch technology. We’re proud of our neighborhood feel and community emphasis where people – employees and customers alike – are treated with warmth and respect. If you are looking for a bank with simple, easy-to-understand accounts … or no unexpected  surprises … or where you will be treated with respect and flexibility, we are your bank.

Southern Heritage Bank is proud to be part of the Cleveland-Bradley County community with:

  • Local Investment – Your deposits are invested locally to make loans to businesses and individuals who live and work here.
  • Local Leadership – Making decisions for Bradley County customers right here in Bradley County (not some far-away place).
  • Local Ownership – 800+ shareholders, most right here in Bradley County.
  • Local Involvement – Your hometown bank helping your home town.

We live and work here, and care about Bradley County as much as you do … and when you place your confidence in Southern Heritage Bank, you can Expect A Difference! 

Our Mission Statement

To be a "community-owned" provider of financial services, operating

To help consumers and small businesses reach their financial goals,

To promote the economic health of Cleveland and Bradley County,

To enhance shareholder value, and

To reflect Christian values in all of our business relationships.

Learn More About Us


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Our History

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