Regular Business Checking

Choose this account if ...
You have less than 300 debit items* per month ... and your balances are high enough to avoid a monthly service charge.

Account Features:

  • $15 monthly service charge, waived with:
    • $2,500 minimum daily balance 
    • OR $5,000 average daily balances 
    • OR $50,000 combined Business Deposits and Loans
  • $200 minimum opening deposit
  • Up to 300 debit items* per month (See Schedule of Fees)
  • Monthly E-Statement or Image Statement
  • Online Banking & Bill Pay**
  • Visa® Debit Card (subject to approval)

Ready to get started? Open a Business Checking Account by visiting your nearest Southern Heritage Bank office.

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*A "debit item" includes checks, wire transfers, ACH payments and, in-person withdrawals. There is a charge for each item exceeding the monthly maximum. Your Southern Heritage Bank representative can provide you with a complete list of per-item fees and credits.
**Customers who sign up for Online Banking and Bill Pay, but are inactive, may be required to reactivate (after 180 days inactive) or re-enroll (after 270 days inactive).

Meet The Business Banking Team

Tim Poteet

MLO ID # 506199
Senior Vice President, Commercial Team Leader
Office: 423-303-1723

Gayle Ellis

MLO ID # 506195
Vice President, Lending
Office: 423-303-1726

Heather Elrod

MLO ID # 875039
Business Development Officer
Office: 423-303-3640

Andy Baker

MLO ID #1180771
Business Development Specialist
Office: 423-303-1727

Brooke Fairbanks

MLO ID #887027
Branch Operations Officer
Office: 423-303-1738