Regular Business Checking

Choose this account if ...
You have less than 300 debit items* per month ... and your balances are high enough to avoid a monthly service charge.

Account Features:

  • $15 monthly service charge, waived with:
    • $2,500 minimum daily balance 
    • OR $5,000 average daily balances 
    • OR $50,000 combined Business Deposits and Loans
  • $200 minimum opening deposit
  • Up to 300 debit items* per month (See Schedule of Fees)
  • Monthly E-Statement or Image Statement
  • Online Banking & Bill Pay**
  • Visa® Debit Card (subject to approval)

Ready to get started? Open a Business Checking Account by visiting your nearest Southern Heritage Bank office.

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*A "debit item" includes checks, wire transfers, ACH payments and, in-person withdrawals. There is a charge for each item exceeding the monthly maximum. Your Southern Heritage Bank representative can provide you with a complete list of per-item fees and credits.
**Customers who sign up for Online Banking and Bill Pay, but are inactive, may be required to reactivate (after 90 days inactive) or reenroll (after 183 days inactive).

Meet The Business Banking Team

Tim Poteet
MLO ID # 506199
Senior Vice President, Commercial Team Leader
Office: 423-303-1723

Georgia Gann
MLO ID # 506196
Senior Vice President
Office: 423-303-1724

Richard Burnette
MLO ID # 506194
Vice President
Office: 423-303-2885

Gayle Ellis
MLO ID # 506195
Vice President, Lending
Office: 423-303-1726

Andy Sneed
MLO ID # 506200
Commercial Lender
Office: 423-303-1752

Heather Elrod
MLO ID # 875039
Business Development Officer
Office: 423-303-3640

Andy Baker
MLO ID #1180771
Business Development Specialist
Office: 423-303-1727

Brooke Fairbanks

MLO ID #887027
Branch Operations Officer
Office: 423-303-1738