Business Interest Checking

Choose this account if ...
You have less than 300 debit items* per month and you want to earn higher interest for higher balances.

Tiered Interest

Earn Higher Rates for Higher Balances

See Rates Page for Current Rates.

$0 - $999
$1,000 - $2,499
$2,500 - $9,999
$10,000 - $24,999
$25,000 +

Account Features:

  • $20 monthly service charge, waived with:
    • $5,000 minimum daily balance 
    • OR $7,500 average daily balances 
    • OR $100,000 combined Business Deposits & Loans
  • $200 minimum opening deposit
  • Up to 300 debit items* per month (see Schedule of Fees)
  • Monthly E-Statement or Image Statement
  • Online Banking & Bill Pay**
  • Visa® Debit Card (subject to approval)
  • Tiered interest pays higher rates for larger balances

Ready to get started? Open a Business Interest Checking Account by visiting your nearest Southern Heritage Bank office.

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*A "debit item" includes checks, wire transfers, ACH payments and in-person withdrawals. There is a charge for each item exceeding the monthly maximum. Your Southern Heritage Bank representative can provide you with a complete list of per-item fees and credits.
**Customers who sign up for Online Banking and Bill Pay, but are inactive, may be required to reactivate (after 180 days inactive) or re-enroll (after 270 days inactive).

Meet The Business Banking Team


Tim Poteet

MLO ID # 506199
Senior Vice President, Commercial Team Leader
Office: 423-303-1723
tpoteet@southernheritagebank.com


Richard Burnette

MLO ID # 506194
Vice President
Office: 423-303-2885
rburnette@southernheritagebank.com


Gayle Ellis

MLO ID # 506195
Vice President, Lending
Office: 423-303-1726
gellis@southernheritagebank.com


Heather Elrod

MLO ID # 875039
Business Development Officer
Office: 423-303-3640
helrod@southernheritagebank.com


Andy Baker

MLO ID #1180771
Business Development Specialist
Office: 423-303-1727
abaker@southernheritagebank.com
 


Brooke Fairbanks

MLO ID #887027
Branch Operations Officer
Office: 423-303-1738
bfairbanks@southernheritagebank.com