Checking

Choose the Checking Account That is Right for Your Business

Compare the benefits. For more detailed information, click on an account type.

 
  Basic Business Checking Regular Business Checking Business Interest Checking Customized Business Checking
Choose this
Account if...
You have less than 150 debit items* per month ... and you will accept an E-Statment to avoid a monthly service charge. You have less than 300 debit items* per month ... and your balances are high enough to avoid a monthly service charge. You have less than 300 debit items* per month and want to earn higher interest on higher balances. You have transaction volumes consistently greater than 300 debit items* per month ... and you maintain higher monthly deposit balances.
Interest No No Yes Yes**
Monthly Service Charge $7 monthly service charge, waived with:

Deliverable monthly E-Statement
$15 monthly service charge, waived with:

$2,500 minimum daily balance

OR $5,000 average daily balances

OR $50,000 in combined Business Deposits and Loans

$20 monthly service charge, waived with:

$5,000 minimum daily balance

OR $7,500 average daily balance

OR $100,000 combined Business Deposits and Loans

Fees are negotiated as a flat fee or per item charge.
Monthly Debit Items** 150 300 300 Unlimited
Statement Options E-Statement or Image Statement E-Statement or Image Statement E-Statement or Image Statement E-Statement or Image Statement
Special Features Online Banking & Bill Pay***

Visa® Debit Card†

Online Banking & Bill Pay***

Visa® Debit Card†

Online Banking & Bill Pay***

Visa® Debit Card†

Online Banking & Bill Pay***

Visa® Debit Card†

Customized features based on the unique characteristics of your business’ transactional needs.

*A “debit item" includes checks, wire transfers, ACH payments and in-person withdrawals. There is a charge for each item exceeding the monthly maximum. Your Southern Heritage Bank representative can provide you with a complete list of per-item fees and credits.
**In some cases earnings credits will offset all transactional fees and be credited as an interest payment.
***Customers who sign up for Online Banking and Bill Pay, but are inactive, may be required to reactivate (after 90 days inactive) or reenroll (after 183 days inactive).
†Subject to approval.