Business Services

To be competitive in business ... 
You need a reliable and accessible financial partner. Southern Heritage Bank gives businesses an edge and business owners peace of mind. 

Our experienced bankers get to know each customer in order to help implement fast, creative financial solutions customized for you and your business. You can Expect A Difference when your banking relationship is with Southern Heritage Bank.

Products and services for all your business banking needs:



Electronic Banking

Cash Management Services


Investment Services

Platinum Business Select

Our Services

Meet The Business Banking Team

Tim Poteet

MLO ID # 506199
Senior Vice President, Commercial Team Leader
Office: 423-303-1723

Richard Burnette

MLO ID # 506194
Vice President
Office: 423-303-2885

Gayle Ellis

MLO ID # 506195
Vice President, Lending
Office: 423-303-1726

Heather Elrod

MLO ID # 875039
Business Development Officer
Office: 423-303-3640

Andy Baker

MLO ID #1180771
Business Development Specialist
Office: 423-303-1727

Brooke Fairbanks

MLO ID #887027
Branch Operations Officer
Office: 423-303-1738