Construction Loan

This type Mortgage may be appropriate if
You are building a new home and want a convenient way to meet ongoing construction expenses as they arise.

Loan Features

  • No interest payments until funds are drawn or used
  • Minimal closing costs
  • Competitive interest rates

Ready to Get Started?

Click to Prequalify for a mortgage or start the online Application process.

If you prefer, you can download forms to your computer

For more information, talk to a Southern Heritage Mortgage Team Member.


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Meet the Home Loan Dream Team

Joy Akins

MLO Originator # 500782
Senior Vice President, Loan Originator
Office: 423-303-1729
Cell:  423-645-8839

Joe Womac

MLO Originator # 500886
Mortgage Loan Officer
Office: 423-303-1743
Cell: 423-596-2131

Rita Haynie

MLO ID # 659301
Mortgage Originator
Office: 423-303-1730
Cell: 423-505-2707

Taylor Gobble

Assistant Vice President, Loan Underwriter
Office: 423-303-1755

Karen Walker

Loan Processor
Office: 423-303-1759

Candy Rayfield

Loan Processor
Office: 423-303-1776