This type of Mortgage may be appropriate if …
You want the predictability of a fixed rate … a consistent payment amount for the life of the loan … and you are able to make a down payment equal to 5% to 20% or more of the purchase price or appraised value.
- Interest rate remains the same for the duration of the loan
- Fixed or variable terms available
Ready to Get Started?
Click to Prequalify for a mortgage or start the online Application process.
If you prefer, you can download forms to your computer
- Mortgage Loan Application: Standard PDF Form
Interactive PDF Form
- Consumer Help - Uniform Residential Loan Application instructions: FannieMae Website
- Mortgage Checklist - What to bring along with your Loan Application: Mortgage Checklist PDF Form
For more information, talk to a Southern Heritage Mortgage Team Member.