Basic Checking

Choose this account if
You want a checking account with no monthly service charge when you receive an E-Statement.

All Southern Heritage
Checking Accounts Include:

  • Monthly E-Statement
  • Online Banking and Bill Pay*
  • ATM/Visa® Debit Card**
  • No Fee at Southern
    Heritage Bank ATMs


Account Features

  • $6 monthly service charge, waived with:
    • Deliverable monthly E-Statement
  • Unlimited checking no limit to the number of account transactions
  • $100 minimum opening deposit
  • Monthly E-Statement

Ready to get started? Open a Basic Checking Account by visiting your nearest Southern Heritage Bank office.

Compare Accounts     Open account

*Customers who sign up for Online Banking and Bill Pay, but are inactive, may be required to reactivate (after 180 days inactive) or re-enroll (after 270 days inactive). 
**Subject to approval and daily limits ($300 ATM/ $2,500 point-of-sale).