Regular Checking

Choose this account if...
You write fewer than 35 checks per month and want a monthly Image Statement.

All Southern Heritage
Checking Accounts Include:

  • Monthly E-Statement
  • Online Banking and Bill Pay*
  • ATM/Visa® Debit Card**
  • No Fee at Southern
    Heritage Bank ATMs


Account Features

  • $8 monthly service charge, waived with:
    • Monthly Direct Deposit 
    • OR $500 minimum daily balance 
    • OR $1,000 average daily balance
  • Write up to 35 checks each month (see Schedule of Fees)
  • $100 minimum opening deposit
  • Monthly E-Statement or Image Statement

Ready to get started? Open a Regular Checking Account by visiting your nearest Southern Heritage Bank office.

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*Customers who sign up for Online Banking and Bill Pay, but are inactive, may be required to reactivate (after 180 days inactive) or re-enroll (after 270 days inactive). 
**Subject to approval and daily limits ($300 ATM / $2,500 point-of-sale limit).