Personal Services

At Southern Heritage Bank, we strive to provide our customers with innovative products and services backed by top-notch technology and responsible banking practices. As a locally owned bank, we are delighted to be part of the neighborhood.  By banking with SHB, you can feel pride in knowing that your deposits are invested right back into our community – to provide loans for businesses and individuals right here in Cleveland!

At Southern Heritage Bank, we’re truly part of the community ... and you can Expect A Difference!    

We offer products and services for all your personal banking needs that fit your budget and lifestyle.



Electronic Banking


Investment Services

Platinum Member Program


Our Services A-Z