Rates

Current Interest Rates Effective as of: 3/10/15

Interest rates are subject to change
 

Savings
Account Type Rate *APY
Regular Savings .05 .05
Piggy Bank Savings .10 .10

*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.
Minimum opening deposit for Regular Savings of $100.00

 

E-Interest Checking
Posted Point-of-Sale Debit Card Transactions Per Statement Cycle Rate *APY
Balances Under $25,000    
50+ Debit Card Transactions 1.25 1.26
26-49 Debit Card Transactions .75 .75
1625 Debit Card Transactions .25 .25
0-15 Debit Card Transactions .05 .05
Balances $25,000 & Greater** .15 .15

*APY = Annual Percentage Yield
Rates are subject to change. 
Fees may reduce earnings.
Minimum opening deposit of $100.00
** If your daily balance is $25,000 or more, the above interst rate and APY is appilcable on your entire balance. 

 

Heritage Interest Checking
Amount Rate *APY
$0 - $999 .00 .00
$1,000 - $2,499 .05 .05
$2,500 - $9,999 .10 .10
$10,000 - $24,999 .10 .10
$25,000 + .15 .15

*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.
Minimum opening deposit of $100.00

 

Preferred Interest Checking
Amount Rate *APY
$0 - $9,999 .00 .00
$10,000 - $49,999 .25 .25
$50,000 - $199,999 .35 .35
$200,000 - $499,999 .45 .45
$500,000 + .55 .55

*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.
Minimum opening deposit of $10,000.00

 

Money Market Account
Amount Rate *APY
$0 - $2,499 .00 .00
$2,500 - $14,999 .10 .10
$15,000 - $74,999 .10 .10
$75,000 - $99,999 .10 .10
$100,000 - $249,999 .15 .15
$250,000 - $499,999 .20 .20
$500,000 + .30 .30

*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.
Minimum opening deposit of $2,500.00

 

Miscellaneous Accounts
Account Type Rate *APY
IOLTA - Lawyers Trust .10 .10
IRA TDOA .25 .25

*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.

 

Certificates of Deposit
Type Rate *APY Minimum Investment
Variable Term CD .05 .05 $2,500.00
7 - 31 Day CD .05 .05 $2,500.00
60 Day CD .05 .05 $2,500.00
90 Day CD .10 .10 $2,500.00
6 Month CD .20 .20 $2,500.00
12 Month CD .25 .25 $1,500.00
18 Month CD .35 .35 $1,500.00
24 Month CD .40 .40 $1,500.00
30 Month CD .45 .45 $1,500.00
36 Month CD .65 .65 $1,500.00
48 Month CD 1.00 1.00 $1,500.00
60 Month CD 1.25 1.25 $1,500.00

*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.
There is a substantial penalty for early withdrawal.

 

Business Interest Checking
Amount Rate *APY
$0 - $999 .00 .00
$1,000 - $2,499 .05 .05
$2,500 - $9,999 .10 .10
$10,000 - $24,999 .10 .10
$25,000+ .15 .15

*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.

  

Business Money Market Account
Amount Rate *APY
$0 - $2,499 .00 .00
$2,500 - $14,999 .05 .05
$15,000 - $74,999 .10 .10
$75,000 - $99,999 .10 .10
$100,000 - $249,999 .15 .15
$250,000 - $499,999 .20 .20
$500,000+ .30 .30

*APY = Annual Percentage Yield
Rates are subject to change.
Fees may reduce earnings.
Minimum opening deposit of $2,500.00